Policies & Documents

Code of Conduct
The Code of Conduct is a general framework that shall adapt to the changing nature of our environment, for this reason, we seek to strengthen its content year by year to keep it valid, integrating issues related to market situation overall and everyday experiences.

Our personnel and executives are strongly committed to the Group's Code of Conduct as part of a consistent effort to strengthen a culture of honesty and accountability.

Sustainable Bonds Framework
Our Sustainable Bonds Framework, which is aligned with the latest Sustainability Bond Guidelines, Green Bond Principles, and Social Bond Principles, establishes the general guidelines for Banorte to issue green, social or sustainable bonds.

Socio-environmental Risk Policy
GFNorte recognizes the importance of environmental and social aspects for the global financial sector in terms of risk, understands that economic growth depends on the natural and social capital available and that the impacts it generates must be avoided, mitigated, restored and/or compensate.

Natural Capital Policy
GFNorte knows the value of natural capital as an indispensable asset that makes life possible and provides the goods and services necessary for the prosperity of societies and the growth of economies. Likewise, we understand that the responsible management of natural resources, as well as the conservation of ecosystems and biodiversity, are crucial for the profitability and resilience of companies.

Green Bond Framework
Our Green Bond Framework, which is aligned with the Green Bond Principles and the best practices in the market, establish the general guidelines for Banorte to issue green bonds.

Human Rights Policy
This policy is based on national and international human rights agreements and initiatives of which Mexico and GFNorte are part; in the national legal framework, as well as in the regulations that frame the processes of the companies that belong to GFNorte.

Responsible Investment Policy
It's objective is to establish de reference framework and guidelines to incorporate Environmental, Social and Corporate Governance (ESG) factors in investment operations carried out by the personnel in charge of the Asset Management Department.

Economic Competition Policy
At GFNorte we understand the Antitrust Policy as the right any participant has in a market to develop and grow, based on their capabilities, efforts and perseverance in reaching their goals, without preventing or trying to hinder others in fulfilling their legitimate goals.

GFNorte recognizes the Antitrust Policy value because it has been nourished by it to become a relevant participant in the Mexican Financial Sector.

GFNorte knows and wants to compete openly, has achieved to stand out in a highly competitive market and therefore promotes free competition, respects the legislation and prohibits any practice that may be considered anticompetitive.

Anticorruption Policy
The Anti Corruption Policy is integral part of GFNorte´s Internal Control System.

The Directorate General of GFNorte, is responsible to implement, to keep, to spread and provide the financial and human resources to accomplish the particular policies including in the Anti Corruption Policy.

Environmental Policy
The objective of this Policy is to establish the reference framework andboth internal and external commitments that Grupo Financiero Banorte has withstakeholders on environmental matters.

GFNorte, through the Sustainability and Responsible Investment Department,shall establish structures, principles and guidelines for the planning,organization, execution, monitoring, control and continuous improvement ofenvironmental initiatives that seek to achieve the objectives of sustainabledevelopment with the active participation of employees.